ELECTRIFY YOUR SALES – John Hancock’s #1 selling permanent product just got even better!

  • March 21, 2018

    With extended guarantees and some of the lowest premiums in the industry, Protection UL offers a lifetime of affordable security1.  And with benefits like John Hancock Vitality and the Critical Illness Benefit rider, it’s no wonder Protection UL is our #1 selling permanent product.

    Product Highlights

    • NEW Extended guarantees — often to life expectancy and beyond2
    • NEW Critical Illness Benefit rider in addition to the popular Long-Term Care rider — offering even more protection from the unexpected3,4
    • Highly affordable premiums — for level-pay, short-pay, and single-pay premiums, and additional savings and rewards with the John Hancock Vitality Program!
    • Competitive cash value potential — when compared to guaranteed UL products
    • LifeTrack — an industry-first solution designed to keep your clients’ policies on track to meet their coverage objectives

    NEW Critical Illness Benefit Rider

    Take advantage of a new, innovative approach to critical illness coverage.  This living benefit can help protect your clients throughout their working years from the financial burden associated with a critical illness event such as heart attack, cancer or stroke.

    • Pays a benefit — provides a one-time, lump-sum, income tax-free5 benefit up to $250,000 to the policy owner, upon the insured’s initial diagnosis of a covered critical illness
    • Preserves the death benefit — offers a payment that’s separate from the death benefit, preserving it for the policy’s beneficiaries


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