March 21, 2018
With extended guarantees and some of the lowest premiums in the industry, Protection UL offers a lifetime of affordable security1. And with benefits like John Hancock Vitality and the Critical Illness Benefit rider, it’s no wonder Protection UL is our #1 selling permanent product.
- NEW Extended guarantees — often to life expectancy and beyond2
- NEW Critical Illness Benefit rider in addition to the popular Long-Term Care rider — offering even more protection from the unexpected3,4
- Highly affordable premiums — for level-pay, short-pay, and single-pay premiums, and additional savings and rewards with the John Hancock Vitality Program!
- Competitive cash value potential — when compared to guaranteed UL products
- LifeTrack — an industry-first solution designed to keep your clients’ policies on track to meet their coverage objectives
NEW Critical Illness Benefit Rider
Take advantage of a new, innovative approach to critical illness coverage. This living benefit can help protect your clients throughout their working years from the financial burden associated with a critical illness event such as heart attack, cancer or stroke.
- Pays a benefit — provides a one-time, lump-sum, income tax-free5 benefit up to $250,000 to the policy owner, upon the insured’s initial diagnosis of a covered critical illness
- Preserves the death benefit — offers a payment that’s separate from the death benefit, preserving it for the policy’s beneficiaries